How to Finance Your Off-Plan Property Purchase in Dubai as an Expat or Investor
Thinking of buying off-plan property in Dubai but unsure how to finance it? Whether you’re an expat end-user or an international investor, this guide walks you through your options — from developer payment plans to mortgage routes — and how to choose what works best for you.
Let’s face it: buying off-plan in Dubai is appealing. You get a brand-new home, often in a thoughtfully planned community, and (usually) a longer timeline to pay. But if you’re an expat or an overseas investor, the big question is: how do I finance it?
The good news? You’ve got options. Plenty of them. The not-so-good news? Not all options are created equal — and the best route depends on your goals, your cash flow, and your comfort level with commitment.
Here’s a breakdown of how expats and international buyers are financing off-plan property in 2025 — and what you need to know before making a move.